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Hartford Financial Services Group's CEO Discusses Q3 2011 Results - Earnings ...

Hartford Financial Services Group ( HIG ) Q3 2011 Earnings Call November 3, 2011 9:00 AM ET

Operator

Good morning. My name is Ashley, and I will be your conference operator today. At this time, I would like to welcome everyone to the Hartford Third Quarter 2011 Earnings Conference Call. [Operator Instructions] Ms. Sabra Purtill, you may begin your conference.

Sabra Purtill

Good morning, and thank you all for joining us for The Hartford's Third Quarter 2011 Conference Call. The press release, financial supplement and slide presentation are on our web site, along with our 10-Q which was filed last night. On today's call, The Hartford's Chairman, President and CEO, Liam McGee; and Chief Financial Officer, Chris Swift, will provide an overview of our results and accomplishments this quarter. After their prepared remarks, we will open the call for questions. We know that there are many calls this morning, so we will conclude our presentation at 10 a.m. Today we are also joined by other members of our senior management team, including Doug Elliot, Alan Kreczko, Dave Levenson, Andy Napoli, Bob Rupp, Hugh Whelan and Graham Bird. Please note that as discussed on Page 2 of the presentation, any statements made today concerning The Hartford's future results or actions should be considered forward-looking statements as defined in the Private Securities Litigation Reform Act of 1995. These forward-looking statements are not guarantees of future performance, and actual results may differ materially. We assume no obligation to update these statements. You should also consider the important risks and uncertainties that may cause actual results to differ, including those discussed in our press release, our third quarter 10-Q, 2010 10-K and other filings we make with the SEC. In our presentation, we will use some financial measures that are not derived from Generally Accepted Accounting Principles or GAAP. Definitions and reconciliations of these measures to the most directly comparable GAAP measures are provided in our financial supplement, press release and 10-Q.

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Hartford Financial Services Group's CEO Discusses Q3 2011 Results - Earnings ...
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